MANUFACTURED/MOBILE HOMES IN POTEAU, OKLAHOMA WITH DELIVERY TO SALLISAW, ROLAND, SPIRO, OKLAHOMA, FORT SMITH, GREENWOOD, MANSFIELD, ARKANSAS, AND MANY MORE!

River Valley Manufactured Homes has a huge selection of single wide and double wide mobile homes

Located in Poteau, OK, River Valley Manufactured Homes is your premier provider of beautiful, top-of-the-line manufactured homes in the River Valley. We offer delivery of mobile homes to the surrounding areas in Oklahoma including (but not limited to) Roland, Spiro, and Sallisaw and areas in Arkansas including Fort Smith, Greenwood, Mansfield, and many more. And, of course, we're always more than happy to deliver to our valued customers right here in Poteau, Oklahoma.

FINANCING OPTIONS

We provide financing through various financing companies, offering financing options with as little as a 3% down payment. We will also work with your local bank to assist in processing a loan.

TRADITIONAL MORTGAGE

3%
DOWN
    Perhaps one of the best ways to finance your manufactured home is through a traditional mortgage. Advantages of going this route include lower interest rates, better terms and qualifying for tax deductions. In order to finance your manufactured home with a traditional mortgage, the home must sit permanently on land the homeowner owns. Your home must be classified as "real property" in order to qualify.

FHA MORTGAGE

3.5%
DOWN
    FHA loans exist for those looking to purchase a manufactured home. However, in order to qualify, the property must be on land that the buyer owns, not leases. According to the FHA, the mortgage must cover the unit and the site and the loan term cannot exceed 30 years. An FHA mortgage differs from a traditional mortgage in that the down payment requirements are lower (3.5 percent minimum), credit standards are looser, and the paperwork is lengthier. Keep in mind that with an FHA loan, like that of a traditional mortgage, the home must be properly secured to the land that it sits on.

CHATTEL MORTGAGE

5%
DOWN
    Finally, for those that lease the land that the home will sit on, their only option for financing is with a chattel mortgage. A chattel mortgage comes with higher interest rates and shorter terms, which increases the monthly payment. Those with good credit may be able to get rates in the high 6-percents. But those with poor credit should expect to pay a 10 percent or more interest rate. If the buyer doesn't own the land under the home, the home is considered "personal property" as opposed to "real property."

CONTACT US

Ready to buy? Have some questions? Contact us today.

OUR ADDRESS

22226 Arnall Rd
Poteau, OK  74953

CALL US

(918) 647-7120

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Quality Homes Starting at $39,000